Solar Financing

Zero Down, Zero Payments until June 2020 Summer Solar Loan

Zero down and Zero payments until June 2020, that’s over year of free energy! With electric rates continuing to escalate and climate change reaching a tipping point, now is the time to lock in your utility rates and gain control of the nation’s energy policy. 2019 is the last year of the Solar 30% Federal Tax Credit, so contact us now to take advantage of this great offer to put your tax dollars back into your wallet and towards clean energy.

Sunergy Systems has partnered with the regions top solar lending agencies to offer the Nation's best solar financing options for your solar project.  

Generations Credit Union Summer Solar Loan

Generations Credit Union Summer Solar Loan is one of the region's most unique solar loans and is specially designed so customers “don’t pay until next summer.”  The first payment is due June 15th of the year AFTER the installation, and is equal to 15% of the loan amount.  That is plenty of time for most borrowers to file their taxes and take advantage of the 30% federal solar tax credit.  The Summer Solar Loan has a 14 year term with a fixed rate the first 7 years and a one-time rate and payment adjustment at the beginning of the 8th year.  Rates on this program now start as low as 4.740% for borrowers who set up an automatic monthly loan payment.  There is a cap of 2.50% in place to control the rate adjustment.  Apply today and don’t pay until next summer!

Puget Sound Cooperative Credit Union Solar Loan

Puget Sound Cooperative Credit Union has been a proud lender in energy-efficient alternatives and offers five different energy-efficient loan programs. They are helping with the challenges that arise in affording solar for your commercial business with their Energy Efficiency Loans, with rates as low as 3.74% (720+ credit score) and terms of 10, 15 and 20 years. 

A UCC filing fee ranging from $182 thru $224 may apply.

Applying is easy and they typically answer questions quickly! With their online application automated decision process you will know instantly if your solar loan is approved, and for applications that are denied, a PSCCU loan representative will review it so as to not automatically deny anyone. 

Solar Leasing

Over the last couple of years there has been much hype about solar leasing offered by many of the national big box out-of-state solar corporations, however there can be undisclosed pitfalls that you need to be aware of:

  • A lease is a 10-year contract, if you sell your home before the contract term ends, you could be hit with tens of thousands of dollars in termination fees.
  • You do not own the solar energy system and cannot chose to have Made-In-USA equipment. The cheapest overseas equipment is used with no consideration to environmental regulations, living wages or equipment lifespan beyond the 10-year contract term.
  • You forfeit all Federal and State incentives.
  • Zero percent of system installation supports the State’s economy and local solar industry.